About us, Site Usage and Privacy Policy

Without independent representation businesses cannot expect to obtain optimal terms for finance.

OUR POLICY IS:

• FIRSTLY - to provide a fast and effective service by constantly monitoring the attitudes and service standards of both lenders and valuers, whilst remaining keenly aware of the changing niche markets in which we operate.
• SECONDLY - to listen to and to interpret requirements, considerations and suggestions of clients, introducers and funding sources.
• FINALLY - and most importantly - to ensure that these criteria are implemented in order to attain the highest standards.

OUR MARKETS:

• Property Investment.
• Residential Investment & Buy-to-Let.
• Leisure.
• Industry & Manufacturing.
• Care.
• Service Retail.

THE PROCESS:

• We have a duty of care to all our clients and hence we insist on direct contact being made within 48 hours of an introduction to determine the needs of our clients. Where appropriate an early appointment is made.
• The same day we confirm in writing, to our client, the requirements for financial information to support a funding proposal.
• Once all relevant documentation has been obtained a funding proposal is prepared and submitted to selected lending institutions.
• Progress of all introductions made to lenders are monitored to ensure our service standards are being met.
• OUR OBJECTIVE IS TO SECURE AN ACCEPTABLE OFFER OF ADVANCE WITHIN SEVEN TO 21 DAYS.
• As stated, our first duty of care is to our clientele and we seek to establish long term viability of all projects.
• Thus, to enable lenders to assess a proposal, four considerations have to be made, viz. PURPOSE of the loan, SERVICEABILITY – to meet the required level of funding, PEDIGREE of the applicant (which includes creditworthiness), and finally SECURITY.
• In our capacity as commercial finance brokers we act for our clients (NOT lending institutions), to achieve the best possible rates and terms.
• Our reputation for dedication to achieve the best possible terms is well recognised by lending institutions. Our marketing initiatives to obtain volume business through our regional representation has encouraged lending institutions to provide clients of Best Buys to Let Mortgages Uk with exclusive terms, as well as improved service levels.

FEE STRUCTURES:

Primarily, our fees are performance related – in that they become payable only if we are successful in meeting our clients’ needs. Our standard brokerage fee is 1% of the finance facility secured. Alternatively, fees may be mutually agreed on a consultancy basis.

Like all professional practices FLEXIBILITY is a key attitude without which we would be unable to attain the highest service levels.

A FEW WORDS OF ADVICE:

Contrary to popular understanding, advice in respect of commercial finance is not regulated by statute (for the avoidance of doubt, commercial finance includes the financing of residential properties for letting). You have little, if any, recourse to any person from whom you take advice in respect of commercial finance unless that person is a member of the National Association of Commercial Finance Brokers.

This web site is for guidance only. Responsibility for financial decision can only rest with the investor. The investor should seek appropriate professional advice. Any investment, returns and capital values can go down as well as up. The investor should be fully aware of the terms and conditions applied by their chosen mortgage lender and letting agents.

This web site is operated by Assetz™ Finance, a privately owned Internet business - Address: : Assetz House Newby Road Hazel Grove Stockport Cheshire SK7 5DA

We can be reached using the Contact form

For each visitor to our Web page, our Web server automatically recognises no information regarding the domain or e-mail address. We collect aggregate information on what pages visitors access or visit and information volunteered by the visitor, such as survey information and/or site registrations.

The information we collect is used for internal review and is then discarded, used to improve the content of our Web site and not shared with other organisations for commercial purposes.

When you supply your name and/or e-mail address when registering to access any of the interactive services on this site, we do not gather that data for any other use than to identify you when you access those services. However, we do not have any control over address harvesters that may invade our web site for the purpose of harvesting addresses for use by other parties.

Your Home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.